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Prosper loan statsATTENTION: YOU ARE VIEWING AN OLD PAGE. MOST STATS ARE NO LONGER UPDATED AND ONLY REFLECT AN OLD STATUS OF PROSPER LOANS IN DECEMBER 2007 FOR HISTORICAL REASONS
From July 2006 to January 2007 only changes between "Current" and any other loan status were reported. Therefore the incident of a loan switching from "Late" to "1 month late" was not reported before Feb. 2007 No status changes before July 2006 were tracked Listing Description: No Delinq.or Late/Stable Income/Consol.Credit Cards/Fund Business Requested: $ 16,000.00 @ 20% About Me: Hi, my name is Kerry. Pictured are me and my daughter and I. I am currently employed with Carnival Cruise Lines in their Colorado Springs Center. I have been with them for 5 yrs this month in their Customer Service. Dept.I expect to gross about $39,900 this year(more in 2007) with overtime/raises and including income from my candle business.I formed a company earlier this year to sell Soy Candles.This business is currently providing approx.$200 per mo in gross revenue while slowly growing.Also, I recently purchased 6 storefront/websites from Stores Online and I am going to have two sites up selling different products by the end of January 2007. Why I'm Asking for a Loan: In the recent past, I have used my credit cards to fund most of my business expenses.Since my bankrupcy in 2002, I have not been late or delinquent in a single payment.However, since my balances are now a bit high & I am showing too many open accounts,my credit score is not as high as it should be. Now, I am asking for a loan to consolidate credit cards and to close 7 open accts (5 are credit card) with $10,840.00 of the requested loan. The remaining $5,000.00 will be used to fund my website startup,for working capital,and to pay off a small (high-interest)business loan. By paying off & closing several accounts and paying balances down, I should be able to increase my credit score. Also, I will be selling a house in Pueblo Colorado that is currently rented in the near future that should provide additional capitol and decrease my debt owed. Use of Funds From This Loan: $160: Prosper lending Fee $10840.00: to Consolidate Credit Card Debt $5000.00: for Business Working Capital/Reserves/Pay off bal of:$1400.00 on high interest business loan. My Budget: Monthly Gross: $ 3325.00 Monthly Net: $ 2813.00 Monthly Expenses (before Prosper Loan): Current Rent: $399.00 2nd Mortg.: $199.00 (1st Mortg.paid by renter) Credit Cards: $510.00 Car Payment: $301.58 Food: $150.00 Insurance: $121.00 Gas: $40.00 Phone/Cable: $85.00 Utilities: $35.00 Cell Phone: $ 75.00 Business Loan (Amer.Gen.): $172.00 Total: $2087.58 Available: $725.42 Monthly Expenses (after Prosper Loan): Current Rent: $399.00 2nd Mortg.: $199.00 (1st Mortg.paid by renter) Prosper Loan: $602.80 Credit Cards: $70.00 Car Payment: $301.58 Food: $150.00 Insurance: $121.00 Gas: $40.00 Phone/Cable: $85.00 Utilities: $35.00 Cell Phone: $ 75.00 Total: $2078.38 Remaining Available: $734.62 Conclusion: As you can see, I am a good credit risk despite my credit score as it is now. I hope you can help me reach my goals with this loan. Thank You! Images for this prosper listing:   Wiseclerk.com is neither affiliated with nor endorsed by Prosper Marketplace Inc.. Please note that data collected represents only a sample taken at a specific time. While data is updated frequently it is not real time. You are therefore advised to always check the current data at Prosper.com. This site shows reports based on data openly available at Prosper.com. While reports are calculated with care, there can be no guarantee for the accuracy of data in these reports. You should treat all displays as estimates or approximations aimed to give you a first overview. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
