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Prosper loan stats

ATTENTION: YOU ARE VIEWING AN OLD PAGE. MOST STATS ARE NO LONGER UPDATED AND ONLY REFLECT AN OLD STATUS OF PROSPER LOANS IN DECEMBER 2007 FOR HISTORICAL REASONS

 

 
Loan status history for listing 71398
Listing #
Borrower
Borrower rate
Credit grade
Amount
Group
Status switch to
Time status change was detected
71398 blandrist 17.50% C 9000.00 Business Payoff in progress May-23-2007
71398 blandrist 17.50% C 9000.00 Business Paid May-26-2007
wiseclerk.com
Important note: Tracking of complete Status information started Feb. 2007
From July 2006 to January 2007 only changes between "Current" and any other loan status were reported. Therefore the incident of a loan switching from "Late" to "1 month late" was not reported before Feb. 2007
No status changes before July 2006 were tracked

Listing Description:

I am a 34-year-old married mother of three boys.  My husband and I are looking to consolidate our HIGH rate credit cards to pay off our debt faster.  We are both working in stable jobs – he's been in his job for 17+ years, and I am going on my 6th year in my job.  Our combined income is $97,200 a year which is not figured into my DTI – with our combined income and debt, it would be 70% rather than the 85% with just my income. 

About 5 years ago, my husband was sick and spent 10 days in the hospital. We only had major medical insurance at the time, and we ended up paying off $25,000 in medical bills.  We did that partially by going into debt on credit cards elsewhere. 

Our current income allows us to live comfortably and make all of our payments on time, but with the interest rates so high, it feels like we will never get this paid off. 

This loan will pay off three credit cards with interest rates over 29% with combined payments of $348 a month, which is more that the amortization shows this loan will be. 

Please feel free to ask anything I may not have covered here.  Thanks for helping.

Images for this prosper listing:

Prosper loan listing 71398






Wiseclerk.com is neither affiliated with nor endorsed by Prosper Marketplace Inc.. Please note that data collected represents only a sample taken at a specific time. While data is updated frequently it is not real time. You are therefore advised to always check the current data at Prosper.com.
This site shows reports based on data openly available at Prosper.com. While reports are calculated with care, there can be no guarantee for the accuracy of data in these reports. You should treat all displays as estimates or approximations aimed to give you a first overview.