I currently don't have any kind of credit established.  This would be a good start.  I do have an outstanding medical bill on my credit report, which I would like to go ahead and pay off, although I'm disputing it.  It should have been paid by my insurance.  The majority of this loan I am going to use to pay an outstanding balance of my grandmother's.  The balance is from a car she bought me.  Although the car was in her name, I was responsible for the vehicle.  This vehicle was totalled in an accident and has a $1500 balance remaining.  My grandmom has always been there for me, and I'm trying to be there for her, now that she is not currently able to work.  She's had a couple heart attacks in the last three yeas.  I don't want her good gesture to ruin her credit, so I would like to repay her by paying the balance of that loan for her. 

I've been working since I was 16 years old, and have only had about 2 months of unemployment during this 4 year period.  Repaying this loan will be no problem for me.  I am currently employed full time.  I just relocated to another city and am currently staying with friends until January.  I would like to get this taken care of before I find a place of my own and start back to school in January.  Let me help the angel who has always helped me.  Thanks.