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Prosper loan stats

ATTENTION: YOU ARE VIEWING AN OLD PAGE. MOST STATS ARE NO LONGER UPDATED AND ONLY REFLECT AN OLD STATUS OF PROSPER LOANS IN DECEMBER 2007 FOR HISTORICAL REASONS

 

 
Loan status history for listing 42164
Listing #
Borrower
Borrower rate
Credit grade
Amount
Group
Status switch to
Time status change was detected
42164 GoldenBox 17.00% D 5329.00 creditrecovery Created Oct-06-2006
wiseclerk.com
Important note: Tracking of complete Status information started Feb. 2007
From July 2006 to January 2007 only changes between "Current" and any other loan status were reported. Therefore the incident of a loan switching from "Late" to "1 month late" was not reported before Feb. 2007
No status changes before July 2006 were tracked

Listing Description:

Hello!

After some great response on my previous listing and support from my GL and some lenders I decided to relist. I lower the amount I am asking. I am very responsible in paying my credit cards on time. My plan is to pay off my credit cards with high interest rate. I will use my remaining cash flow to pay 3 credit cards with low interest/balance that will not be covered by this loan.

With our income combined my DTI should not be that high, My DTI went up because I co-Joint my husband's Car Loan That is also being paid on time. and Prosper only base on my income. My credit score is 690 and my current accounts are in good standing I do not have delinquents, charge offs, and collections. My credit cards balances are high that pulls down my credit.

We are both employed and I am working in the same company for 4 years and 8 months now. This loan application is a contract and I promise you that my payment will be on time as I always do with my credit cards and bills.

Thank You all for the support!
The loan will be use to pay off the following:

Providian: Owed $3,529 @27.74% Current/Good Standing
Discover: Owed $1,800 @25.49% Current/Good Standing

Total: $ 5,329

Monthly Bill:
Rent: 600
Car Insurance: 129
Car Loan: 514
Credit Cards: 350
Cell phone: 90 for both Telephone: 45
Light/Water: 160
Food: 300 Gas: 300
Misc: 250
Total: 2,738
Income Combined: 3900 
 

Thank You all for the support!



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Wiseclerk.com is neither affiliated with nor endorsed by Prosper Marketplace Inc.. Please note that data collected represents only a sample taken at a specific time. While data is updated frequently it is not real time. You are therefore advised to always check the current data at Prosper.com.
This site shows reports based on data openly available at Prosper.com. While reports are calculated with care, there can be no guarantee for the accuracy of data in these reports. You should treat all displays as estimates or approximations aimed to give you a first overview.