Earn Great Returns. $25 Sign-Up Bonus.
Home
Login (for [A]dvanced functions)

Short urls for you NEW!
Get your lender sig! NEW!
Get borrower sig! NEW!

Listings (all)
Overview
By state
By credit grade (rates)
By credit grade (amounts)
Listed with groups?

Open listings
Overview
Questions answered
Most endorsements
Matrix
[A] With highest bids
Chart (number/time)

Loans
Pie chart
Chart (Amount/rate)
List of late loans/defaults
Loan aging status
Loans paid back early

Groups
Group news NEW!
Group promotion tool NEW!
Group ticker NEW!
Funding success rate
Number of loans
Loans avg. rate
Maps
Current/Paid loans by group
Late loans by group
[A] By bids of groupleader

Borrowers
Chart (number/time)
Does relisting affect chances?

Lenders/Funding
Lender portfolio maps
[A] Lenders sorted by money invested
[A] Amount invested in bids
Chart (number/time)

Curiosity
Loans funded by single bid


More









Smava Stats

About


Prosper loan stats

ATTENTION: YOU ARE VIEWING AN OLD PAGE. MOST STATS ARE NO LONGER UPDATED AND ONLY REFLECT AN OLD STATUS OF PROSPER LOANS IN DECEMBER 2007 FOR HISTORICAL REASONS

 

 
Loan status history for listing 164678
Listing #
Borrower
Borrower rate
Credit grade
Amount
Group
Status switch to
Time status change was detected
164678 JOYSaLADY 24.00% HR 4000.00 GEIG Created Jul-18-2007
164678 JOYSaLADY 24.00% HR 4000.00 GEIG Late Oct-04-2007
164678 JOYSaLADY 24.00% HR 4000.00 GEIG 1 month late Oct-18-2007
wiseclerk.com
Important note: Tracking of complete Status information started Feb. 2007
From July 2006 to January 2007 only changes between "Current" and any other loan status were reported. Therefore the incident of a loan switching from "Late" to "1 month late" was not reported before Feb. 2007
No status changes before July 2006 were tracked

Listing Description:

Purpose of loan: Hi, and thank you for taking the time to read our listing, my wife and I have been married for 16 years. I am retired military and work for USPS and my wife works with developmentally disabled adults. My wife and I have had some financial difficulties in the past due to her heart condition, and have not had luck in obtaining a conventional loan. In November my wife had heart valve and bypass surgery we are trying to obtain a loan to pay these bills and catch up on other bills so we do not fall behind and damage our credit anymore then it already is. We have been working to repair our credit for the last year. The loan will be repaid by allotment from my military retirement it will be on time every month. We just need to be given a chance. Thank you


My financial situation: I am retired Navy Petty Officer First Class and as I previously stated my wife just heat valve and bypass surgery and we are trying to catch up on some bills and get ahead. Most of these bills are medical bills and one loan from cash call which charges me 99.99% interest so it is tough to get ahead. Deliquencies Honestly most are from stealing from Peter to pay Paul when times were tough from past heart surgery and this surgery. This last surgery my wife was in ICU for 16 days when her expected time was 3 days i did not have time on the books to take this time off and i had to take it with no pay. I had to take more time off without pay when she came home from the hospital to make sure she could get along on her own.

I would love to offer 29% my state cap is 25%
Thank you very much.

Income:
Me: Salary $3578 monthly USPS
Me: Military Retirement $1299
Wife: working part time but not steady
Total $4877
my monthly budget:

Mortgage/rent: $ 700
PUD: $150
Insurance Car: $230
Car Payment: $300
Insurance Life: $125
Insurance health: $175
Cable/ Phone/Internet: $160
Food $400
Cash Call Loan: $216
Pioneer Military Loan: $246
Clothing Misc: $300
Total Expenses: $2756

Income: $4,877
Total monthly expenses: $2,756
Difference: $2,121
Amount to Hospital/Delinquent Loans: $4896
With Prosper Loan: $2736
Income: $4,877
Total monthly expenses: $2736
With Prosper Loan Pmt: $196.00
Take home. $2141
I can afford to pay this loan back and will and on time.<

Images for this prosper listing:

Prosper loan listing 164678






Wiseclerk.com is neither affiliated with nor endorsed by Prosper Marketplace Inc.. Please note that data collected represents only a sample taken at a specific time. While data is updated frequently it is not real time. You are therefore advised to always check the current data at Prosper.com.
This site shows reports based on data openly available at Prosper.com. While reports are calculated with care, there can be no guarantee for the accuracy of data in these reports. You should treat all displays as estimates or approximations aimed to give you a first overview.