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Prosper loan stats

ATTENTION: YOU ARE VIEWING AN OLD PAGE. MOST STATS ARE NO LONGER UPDATED AND ONLY REFLECT AN OLD STATUS OF PROSPER LOANS IN DECEMBER 2007 FOR HISTORICAL REASONS

 

 
Loan status history for listing 155644
Listing #
Borrower
Borrower rate
Credit grade
Amount
Group
Status switch to
Time status change was detected
155644 liv2hunt 25.50% HR 3100.00 HaveMoney Created Jun-27-2007
155644 liv2hunt 25.50% HR 3100.00 HaveMoney Late Oct-13-2007
155644 liv2hunt 25.50% HR 3100.00 HaveMoney 1 month late Oct-30-2007
wiseclerk.com
Important note: Tracking of complete Status information started Feb. 2007
From July 2006 to January 2007 only changes between "Current" and any other loan status were reported. Therefore the incident of a loan switching from "Late" to "1 month late" was not reported before Feb. 2007
No status changes before July 2006 were tracked

Listing Description:

Hello! I want to thank you for viewing my listing.
I am a husband and a father of 2 children ages 4 and 7. My wife is a tax preparer, a stay at home mom and will be starting classes this fall so that she may get a better paying job. My family has had alot of medical problems over the years. My son was recently diagnosed with Epilepsy and then 3 weeks later broke his foot. He just got the cast off on the 18th with everything healed!
The reason my credit has fell behind has been due to medical reasons and then getting credit cards to help pay for medical which only put me in worse shape.  When my previous job closed their doors we fell behind on payments to our normal bills. We are caught up and now current with bills and car payment. On my next check I will be getting 14 hours of overtime and plan to pay off the following:
$127.00         Cash Pro (med)
$108.00         Cash Pro (medical)
$60.00           Midwest Collections (med)
$123.00         State Collections (med)

I will continue to pay down:
$775.00         United Consumer Financial
$246.00         Midwest Collections (dental)


I would use a prosper loan to pay off the following:
From credit report:
$367.00         Cash Pro (med)
$1800.00       Hudson and Keyes (CR has $3012 but they are willing to settle) 
Payday Loans:
$390.00         Ameriloan
$390.00         500FastCash
Current Medical Bills:
$143.00         St. Louis Childrens Hospital
$109.00         Southern Orthopedic Associates
$4698.00 Grand total
I have been a coalminer for the last 4 years, and have been at my current job since Aug. 2006. My previous job shut there doors one day out of the blue, which in turn put me out of work for a month. I currently make $3114 per month with mandatory overtime and bonuses. I do work extra overtime on my own.
Current Monthly Net Income: $3114
My current expenses are:
$538.00     Car payment
$400.00     Rent
$110.00     Insurance
$140.00     Electric
$40.00       Water
$75.00       Phone & Internet
$109.00     Cell Phone
$300.00     Food
$150.00     Household
$100.00     Mics.
$300.00     Gas (vehicles)
$150.00     Medical and United comsumer (not paid  with loan)
$2362 Total:
As you can see, I have over $702 left over to be used, not only for my Prosper Payment, but for savings and
emergencies so that I never get into this situation again. I can begin to live a normal life free from the stress caused by Pay Day Loans, Medical bills, and Credit Cards.
I promise that my payments to Prosper will be my top priority each month. In fact, I am going to have Prosper
automatically withdraw my payments each month so that

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Wiseclerk.com is neither affiliated with nor endorsed by Prosper Marketplace Inc.. Please note that data collected represents only a sample taken at a specific time. While data is updated frequently it is not real time. You are therefore advised to always check the current data at Prosper.com.
This site shows reports based on data openly available at Prosper.com. While reports are calculated with care, there can be no guarantee for the accuracy of data in these reports. You should treat all displays as estimates or approximations aimed to give you a first overview.