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Prosper loan stats

ATTENTION: YOU ARE VIEWING AN OLD PAGE. MOST STATS ARE NO LONGER UPDATED AND ONLY REFLECT AN OLD STATUS OF PROSPER LOANS IN DECEMBER 2007 FOR HISTORICAL REASONS

 

 
Loan status history for listing 140693
Listing #
Borrower
Borrower rate
Credit grade
Amount
Group
Status switch to
Time status change was detected
140693 vjohnson621 26.89% HR 2600.00 HaveMoney Created May-29-2007
140693 vjohnson621 26.89% HR 2600.00 HaveMoney Late Aug-14-2007
140693 vjohnson621 26.89% HR 2600.00 HaveMoney 1 month late Oct-02-2007
wiseclerk.com
Important note: Tracking of complete Status information started Feb. 2007
From July 2006 to January 2007 only changes between "Current" and any other loan status were reported. Therefore the incident of a loan switching from "Late" to "1 month late" was not reported before Feb. 2007
No status changes before July 2006 were tracked

Listing Description:

Purpose of loan:
Hello!

I will be using this loan to pay off 3 payday advances and 1 credit card.

Payday Loans:

1. Money Now - $587.50
2. Advance America - $587.50
3. Electronic Payment Processing - $650.00
Sub Total $1825.00

Credit Card:
1. Merrick Bank- $775.00

Total $2600.00

I pay $325.00 in payday fees every two weeks! That is $1300 a month!  I would rather pay $125.00 for a prosper loan instead!

My financial situation:
I started my credit on the wrong foot.  I was fresh out of high school and did not realize how important credit was.  I have some old phone bills and medical bills as a result of this misconception.  I have recently begun to rebuild my credit by paying some old debts and not creating any new ones.  I try to pay all of my bills on time.  I fell into the payday trap and need your help to break free.  I would like to start saving again so that I never become a victim of the payday industry again.  I work for the City of Selma and I have worked there for almost 3 years.  There is an excellent opportunity for advancement.  I got a promotion in my first year!  I am an HR Technician and I love my job.  I currently worked for Alltel Communications for 3 years on a part-time basis but took the full time position with the City of Selma.  I am no stranger to hard work.  I have two young boys, a full-time job and I am a full- time college student (soon to be college grad this fall).  I know the importance of self improvement.  I plan to start my own business when I graduate and I will begin saving for that as soon as possible. Thanks for your time!

Monthly net income: $ 2500.00

Monthly expenses: $ 1600.00
  Housing: $ 450
  Insurance: $ 50
  Car expenses: $ 100
  Utilities: $ 250
  Phone, cable, internet: $ 100
  Food, entertainment: $ 150
  Clothing, household expenses $ 100
  Credit cards and other loans: $ 300
  Other expenses: $ 100

The Prosper loan will save me atleast $1300.00 per month in expenses.  I have been paying these payday loans for the last 3 months so I will have no problem paying the $125.00 to Prosper every month on time, no exceptions.  Invest in me!


Images for this prosper listing:

Prosper loan listing 140693






Wiseclerk.com is neither affiliated with nor endorsed by Prosper Marketplace Inc.. Please note that data collected represents only a sample taken at a specific time. While data is updated frequently it is not real time. You are therefore advised to always check the current data at Prosper.com.
This site shows reports based on data openly available at Prosper.com. While reports are calculated with care, there can be no guarantee for the accuracy of data in these reports. You should treat all displays as estimates or approximations aimed to give you a first overview.