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ATTENTION: YOU ARE VIEWING AN OLD PAGE. MOST STATS ARE NO LONGER UPDATED AND ONLY REFLECT AN OLD STATUS OF PROSPER LOANS IN DECEMBER 2007 FOR HISTORICAL REASONS

Loan status history for listing 127776
Listing #	Borrower	Borrower rate	Credit grade	Amount	Group	Status switch to	Time status change was detected
127776	shytownagent007	20.50%	HR	5000.00	HaveMoney	Created	May-02-2007
127776	shytownagent007	20.50%	HR	5000.00	HaveMoney	Late	Sep-19-2007
127776	shytownagent007	20.50%	HR	5000.00	HaveMoney	1 month late	Oct-05-2007
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Important note: Tracking of complete Status information started Feb. 2007
From July 2006 to January 2007 only changes between "Current" and any other loan status were reported. Therefore the incident of a loan switching from "Late" to "1 month late" was not reported before Feb. 2007
No status changes before July 2006 were tracked

Listing Description:

Hello & Thank you for viewing my listing.

Loan Purpose:
Eliminate PayDay loans, improve credit.

My financial situation:
Full-time Chicago Police Officer since 10/94 with steady income & job security. (Contrary to popular belief, crime does pay!)
Got into financial trouble over 5 yrs ago when spouse was shot during a robbery while Mgr of Radio Shack. He was shot in the head, chest, left hand, and left for dead. Thru God's grace, he lived but had to have extensive surgery. Good news is 2 robbers caught & sent to prison. Better news: He's back to work with limitations, but nonetheless back to work. The road to recovery was hard. Lots of medical expenses even with my health insurance. All delinquent accts on my credit report are medical bills. We were living a 2 income life with 2 children on 1 income during this time. I want to address my public record. I declared Chap 13 instead of Chap 7 and paid off $52,000 worth of debt over 4 yrs thru payroll deductions. Not 1 payment late! Successfully discharged in 1/06, all creditors paid 100%. If I owe, I pay.

Will use Prosper Loan to pay:
Cash Call               $2600
Payday Loan Store   1145
Payday Loan-Yes       505
One Click Cash          375
VC Funding                375
Total                      $5000

Payments to Prosper will be thru auto bank debits. As I said before, I have been employed with the Dept for over 12 years & I'm not going anywhere. I love my job. As stressful as it is most of the time, even though we see unspeakable horrors on a daily basis, I wouldn't trade it for any job in the world because not only do we get bad guys off the streets, we save victims and help them rebuild their lives. That's worth GOLD!

Current monthly net income is $4,200

Monthly budget:
Rent:                            $925
Car note & Ins:              $477
Utilities:                        $200
Phone/cable/internet:     $150
Food:                            $200
Clothing, household exp $100
Other expenses:            $200
---------------------------------------
Total monthly expenses:         $2,252

Have $1948 left over for Prosper Payment and paying delinquent medical bills on my credit report so I can rebuild my credit back to where it once was (A credit). Also plan to become a lender.

Again, Thank You for viewing my listing and God bless.

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