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Login (for [A]dvanced functions) Short urls for you NEW! Get your lender sig! NEW! Get borrower sig! NEW! Listings (all)  Overview By state By credit grade (rates) By credit grade (amounts) Listed with groups?Open listings Overview Questions answered Most endorsements Matrix [A] With highest bids Chart (number/time)Loans Pie chart Chart (Amount/rate) List of late loans/defaults Loan aging status Loans paid back earlyGroups Group news NEW! Group promotion tool NEW! Group ticker NEW! Funding success rate Number of loans Loans avg. rate Maps Current/Paid loans by group Late loans by group [A] By bids of groupleaderBorrowers Chart (number/time) Does relisting affect chances?Lenders/Funding Lender portfolio maps [A] Lenders sorted by money invested [A] Amount invested in bids Chart (number/time)Curiosity Loans funded by single bidMore Smava Stats About |
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Prosper loan statsATTENTION: YOU ARE VIEWING AN OLD PAGE. MOST STATS ARE NO LONGER UPDATED AND ONLY REFLECT AN OLD STATUS OF PROSPER LOANS IN DECEMBER 2007 FOR HISTORICAL REASONS
From July 2006 to January 2007 only changes between "Current" and any other loan status were reported. Therefore the incident of a loan switching from "Late" to "1 month late" was not reported before Feb. 2007 No status changes before July 2006 were tracked Listing Description: Hello and thank you for viewing my listing. I am hard working young woman, working to realize the dream of one day buying a home. Like many men and women who are fresh out of a divorce, I do not have much to levearage in the way of credit. Unfortunately, since I got into Pay Day Loans, I now need help to get out of them. As each advance becomes due, my dream of someday buying a home seems further away. I would use the Prosper Loan to pay off the following High Interest Loans: Pacific Cash Advance <-- $500 Advance America <-- $300 Rent A Center ---- $550 IRS for Taxes ------- $1200 Total amount of Debt to pay off ------2550.00 I am currently in a good financial situation. I have been a salaried employee since I was 18 years old, I am now 26. I have been with my current company for 1 year, and expect another pay raise in Q3 2007. My income is steady, and I work in a very secure Industry. I also think it is important to note that I am in account management for a fortune 500 company. My current monthly net income is $3,000. Here's my monthly budget with the prosper loan in place: Mortgage/rent: $ 700 Insurance: $100 Car expenses: $100 Utilities: $50 Phone, cable, internet: $100 Food, entertainment: $100 Clothing, household expenses $50 Credit cards and other loan payments: $320 Other expenses: $50 --------------------------------------- Total monthly expenses: $1570 As you can see, I have over $1,430 left over to be used, not only for my Prosper Payment, but for savings and emergencies; and so that I never get into this situation again. I can begin to live a normal life free from the stress caused by Pay Day Loans and finally start realizing my dream, . I have learned my lesson. I promise that my payments to Prosper will be my top priority each month. In fact, I am going to have Prosper automatically withdraw my payments each month so that everyone, including myself, knows that my payment will be made on time, every time. I had a relationship/account open with my bank since 2000. I'm not about to make a mistake with this opportunity to start rebuilding my credit. Thank you again for viewing my listing, and God bless. Images for this prosper listing:  Wiseclerk.com is neither affiliated with nor endorsed by Prosper Marketplace Inc.. Please note that data collected represents only a sample taken at a specific time. While data is updated frequently it is not real time. You are therefore advised to always check the current data at Prosper.com. This site shows reports based on data openly available at Prosper.com. While reports are calculated with care, there can be no guarantee for the accuracy of data in these reports. You should treat all displays as estimates or approximations aimed to give you a first overview. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
