Wiseclerk.com - Your tool for statistic information on loans

ATTENTION: YOU ARE VIEWING AN OLD PAGE. MOST STATS ARE NO LONGER UPDATED AND ONLY REFLECT AN OLD STATUS OF PROSPER LOANS IN DECEMBER 2007 FOR HISTORICAL REASONS

Loan status history for listing 122592
Listing #	Borrower	Borrower rate	Credit grade	Amount	Group	Status switch to	Time status change was detected
122592	happyhaven	22.50%	HR	1500.00	HaveMoney	Created	Apr-20-2007
122592	happyhaven	22.50%	HR	1500.00	HaveMoney	Late	Oct-08-2007
122592	happyhaven	22.50%	HR	1500.00	HaveMoney	1 month late	Oct-24-2007
wiseclerk.com

Important note: Tracking of complete Status information started Feb. 2007
From July 2006 to January 2007 only changes between "Current" and any other loan status were reported. Therefore the incident of a loan switching from "Late" to "1 month late" was not reported before Feb. 2007
No status changes before July 2006 were tracked

Listing Description:

Hello and thank you for viewing my listing.

I'm a now single parent of 3 adopted special needs children. I have a 15 year old daughter at home also. I also have a live in Feio'sa that works full time. My credit score was above 700 just 6 months ago. However due to a divorce it has fallen. No the divorce is not final yet, however it will be the 24th of April. He is ordered to pay $416 a month in child support but does not send any. I ended up going to cash advance places due to car problems. At that time I had to drive 259 miles every other weekend to pick the children up from their visits with their father. On top of that it was costing over $60 in gas just to go. Unfortunately, now that I am into Pay Day Loans, I now need help to get out of them.
Check 'n'Cash Payday loan 1: $667 -
Check and Cash Payday loan 2: $555 -
Advanced Cash Payday loan 3: $150 -
Fast Cash Payday loan 4: $115 -
Total-------------- $1487

I recive a check from the state of Michigan every month for $1960 for adopting 3 children with special needs. I am currently am not working because of all of the court stuff and taking care of the childrens other needs. How ever my boyfreind takes home $139 a week after all his deductions (child support mostly). Together our total net income for the month is $2516 a month Here's my monthly budget with the prosper loan in place:

Mortgage $607
Electricity $100
Telephone $69
Car Payment $0
Other Credit Cards Not paid off with loan $200
Groceries $0 (I receive food stamps)
recreation $50
Phone cell $87
Internet $13
other $178
his child support: $628
-------------- Total monthly expenditures $ 1904

As you can see, with just a little help, I have over $612 left over to be used, not only for my Prosper Payment, but for savings and emergencies so that I never get into this situation again. I can begin to live a normal life free from the stress caused by Pay Day Loans. I have learned my lesson and will never turn to pay day loan places ever agian. I promise that my payments to Prosper will be my top priority each month. In fact, I am going to have Prosper automatically withdraw my payments each month so that everyone, including myself, knows that my payment will be made on time, every time. I'm not about to make a mistake with this opportunity to start rebuilding my credit.

Thank you again for viewing my listing, and God bless.

Images for this prosper listing:

Wiseclerk.com is neither affiliated with nor endorsed by Prosper Marketplace Inc.. Please note that data collected represents only a sample taken at a specific time. While data is updated frequently it is not real time. You are therefore advised to always check the current data at Prosper.com.
This site shows reports based on data openly available at Prosper.com. While reports are calculated with care, there can be no guarantee for the accuracy of data in these reports. You should treat all displays as estimates or approximations aimed to give you a first overview.