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Prosper loan stats

ATTENTION: YOU ARE VIEWING AN OLD PAGE. MOST STATS ARE NO LONGER UPDATED AND ONLY REFLECT AN OLD STATUS OF PROSPER LOANS IN DECEMBER 2007 FOR HISTORICAL REASONS

 

 
Loan status history for listing 120434
Listing #
Borrower
Borrower rate
Credit grade
Amount
Group
Status switch to
Time status change was detected
120434 legacysrg 25.30% E 6000.00 HaveMoney Created Apr-20-2007
120434 legacysrg 25.30% E 6000.00 HaveMoney Late Jun-03-2007
120434 legacysrg 25.30% E 6000.00 HaveMoney Current Jun-16-2007
120434 legacysrg 25.30% E 6000.00 HaveMoney Late Aug-03-2007
120434 legacysrg 25.30% E 6000.00 HaveMoney Current Sep-15-2007
120434 legacysrg 25.30% E 6000.00 HaveMoney Late Oct-05-2007
120434 legacysrg 25.30% E 6000.00 HaveMoney 1 month late Oct-20-2007
wiseclerk.com
Important note: Tracking of complete Status information started Feb. 2007
From July 2006 to January 2007 only changes between "Current" and any other loan status were reported. Therefore the incident of a loan switching from "Late" to "1 month late" was not reported before Feb. 2007
No status changes before July 2006 were tracked

Listing Description:

Hello and thank you for viewing my listing.

I am a very hard working single mom with four children. I have been a registered nurse since 1974 and have been at my current job for 15 years.  I contribute to a 401K and a 403B for my retirement.  I am unable to borrow on these because they only let you do a hardship withdrawl.  I have good work ethic.  I have recently received a very good raise and should have no problem meeting my monthly amount to cover my prosper loan.

My current poor credit is due to a nasty divorce, court and child custody fees that used most of my savings.  This in turn caused me to turn to payday loans.  That decision was a disaster.  I just kept getting deeper and deeper into debt with the payday loans.  I will nvever borrow from the payday monster again.

  Unfortunately, since I got into payday loans, I now need help to get out of them.
I would use the proper Loan to pay off the following payday loans.
CER Inv of Texas Balance  $670 BiWeekly Payment = $170.00
Net Cash             Balance $390  Biweekly Payment = $180.00
First Bank          Balance $2525  Monthly payment      $216.00
Money Mart        Balance $1000  Biweekly payment    $226.00
Avante Tel          Balance   $800  Biweekly payment     $ 90.00
Check N Go        Balance  $500  Biweekly payment     $ 90.00
Total payday loan $5885 to be paid off

As I said earlier I am a registered nurse and I have been for many years.

My current monthly net income from nursing is $3830. I also receive $1200 child support with direct deposit.  My total net income each month is $5030.00

Here is my monthly budget
$1200     Rent
$    50     city
$    60     phone
$  160     electric
$  122     cable
$  648     2 car loans
$  350     car insurance 3 cars
$  100     gas
$  948     loans and credit cards
$  250     groceries
$  100     recreation
$3988     Total monthly expenditures

As you can see, with just a little help, I have over $1042 left over to be used, not only for my Prosper Payment, but for savings and emergencies so that I never get into this situation again.  I can begin to live a normal life free from the stress caused by Payday loans.  I have learned my lesson.

Please consider my listing and take a chance with me.  I will not dissapoint you.  Myself and my family have learned to budget.  With your help I can get myself back on track and clean up my credit, which is my ultimate goal. 

I promise that my payments to Prosper will be my top priority each month.  In fact, I am going to have Prosper automatically withdraw my payments each month so that everyone, including myself, knnows that my payment will be made on time, every time.  I'm not about to make a mistake with this opportunity to start rebuilding my credit.

Thank you again for viewing my listing and God Bless.

Images for this prosper listing:

Prosper loan listing 120434






Wiseclerk.com is neither affiliated with nor endorsed by Prosper Marketplace Inc.. Please note that data collected represents only a sample taken at a specific time. While data is updated frequently it is not real time. You are therefore advised to always check the current data at Prosper.com.
This site shows reports based on data openly available at Prosper.com. While reports are calculated with care, there can be no guarantee for the accuracy of data in these reports. You should treat all displays as estimates or approximations aimed to give you a first overview.