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Prosper loan statsATTENTION: YOU ARE VIEWING AN OLD PAGE. MOST STATS ARE NO LONGER UPDATED AND ONLY REFLECT AN OLD STATUS OF PROSPER LOANS IN DECEMBER 2007 FOR HISTORICAL REASONS
From July 2006 to January 2007 only changes between "Current" and any other loan status were reported. Therefore the incident of a loan switching from "Late" to "1 month late" was not reported before Feb. 2007 No status changes before July 2006 were tracked Listing Description: LENDERS thank you for taking the time to view my listing About myself: I am a 47 years old male, married with 2 sons. I work for a Dairy Company as a truck driver and also work in customer service and sales. I've been at my job for 25 years and enjoy it Reason for Loan: My wife got sick and required to have surgery, because my wife was out of work without pay I needed to get money to pay some medical expenses and have some work done on my vehicle. I got a payday loan to help me out. BIG MISTAKE... but at the time I had no other options. I will never get into payday loans again. I really need to get out of this loan because the interest rate and fees are ridiculous. I also want to pay off 3 high interest credit cards I got to restablish my credit. I would use the Prosper Loan to pay off the following debts: Credit 1 Bank CC $350.00 (bal) $20.00/mo Tribute CC $450.00 (bal) $25.00/mo Orchard CC $450.00 (bal) $20.00/mo Cashnet PDL $1306.00 (bal) $400.00/mo -------------------------------------- TOTAL: $2556.00 (bal) $465.00/mo My current income after taxes is $2100.00/mo My monthly expenses are as follows with my Prosper payment included: Rent $629.00/mo Insurance $ 64.00/mo Prosper $108.68/mo Cashcall $254.00/mo IRS $255.00/mo Car payment $ 0.00/mo TOTAL: $1310.68/mo My wife is also employed. She covers the car payment, utilities (elec/gas), internet/cable, phone and groceries. I will have $790.00 left per mo. versus $433.00 before I got my Prosper Loan. As you can see, with just a little help, I will have money left over, to be used for paying off my Cash Call Loan, and add to my savings so that I never get into this situation again. I promise that my payments to Prosper will be my top priority each month. In fact, I am going to have Prosper automatically withdraw my payments each month so that everyone, including myself, knows that my payment will be made on time, every time. I'm not about to make a mistake with this opportunity to start rebuilding my credit. Images for this prosper listing: ![]() Wiseclerk.com is neither affiliated with nor endorsed by Prosper Marketplace Inc.. Please note that data collected represents only a sample taken at a specific time. While data is updated frequently it is not real time. You are therefore advised to always check the current data at Prosper.com. This site shows reports based on data openly available at Prosper.com. While reports are calculated with care, there can be no guarantee for the accuracy of data in these reports. You should treat all displays as estimates or approximations aimed to give you a first overview. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||