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Prosper loan stats

ATTENTION: YOU ARE VIEWING AN OLD PAGE. MOST STATS ARE NO LONGER UPDATED AND ONLY REFLECT AN OLD STATUS OF PROSPER LOANS IN DECEMBER 2007 FOR HISTORICAL REASONS

 

 
Loan status history for listing 113254
Listing #
Borrower
Borrower rate
Credit grade
Amount
Group
Status switch to
Time status change was detected
113254 YABADUCK 21.00% E 7000.00 HaveMoney Created Apr-07-2007
113254 YABADUCK 21.00% E 7000.00 HaveMoney Late Jun-21-2007
113254 YABADUCK 21.00% E 7000.00 HaveMoney 1 month late Jul-06-2007
113254 YABADUCK 21.00% E 7000.00 HaveMoney Current Jul-11-2007
113254 YABADUCK 21.00% E 7000.00 HaveMoney 1 month late Sep-15-2007
113254 YABADUCK 21.00% E 7000.00 HaveMoney 2 months late Oct-06-2007
113254 YABADUCK 21.00% E 7000.00 HaveMoney Late Oct-09-2007
113254 YABADUCK 21.00% E 7000.00 HaveMoney 1 month late Oct-11-2007
wiseclerk.com
Important note: Tracking of complete Status information started Feb. 2007
From July 2006 to January 2007 only changes between "Current" and any other loan status were reported. Therefore the incident of a loan switching from "Late" to "1 month late" was not reported before Feb. 2007
No status changes before July 2006 were tracked

Listing Description:

Hello and thank you for viewing my listing. I am a 30 year old middle school teacher in Atlanta. I have been teaching for 9 years and after falling in love with my profession, have decided to pursue an advanced degree! Yes, everyone! My master's! I have found a great program from a Spanish university that brings professors from Spain to the United States. It's a great program and other teachers who have participated in it say it is wonderful. It's not free, though. And because it is a Spanish college, getting a student loan won't work. I was watching 20/20, saw a report on Prosper, and decided to give it a whirl.
I need a loan for the following
$420.00 airfare
$500.00 text books
$6000.00 total graduate program
-----
$6920.00 total amount of the loan
 
Why am I an E? Here's the deal:  I enjoyed my 20s. I was under the impression that I'd be able to pay for things with credit.  Paying off the credit cards became an issue. I fell behind several times and didn't care. I would catch up and fall behind again.  People told me to guard my credit, but what did I care I was young! So here I am. A year out of the Roaring 20s and I have learned a hard lesson. I want to get my financial life back. I'd like to get married one day and buy a home so I need this chance to restore my broken record.

I have been teaching Spanish for 9 years.  6 of those years in Mississippi and the other 3 in Georgia. I bring home $2900.00 each month.  
Here's my current monthly budget.
$825 - Rent
$50-Electricity
$85 - Phone
$100 - Credit Cards
$200 - recreation
$250- Groceries
 $0-Car payment
$46-Internet
$60-Gas/utilities
--------------
$1615.00 - total monthly expenditures

 As you can see, I have over $1285.00 left over, and  can easily afford the Prosper Loan Payment. I promise that my payments to Prosper will be my top priority each month. In fact, I am going to have Prosper automatically withdraw my payments each month so that everyone, including myself, knows that my payment will be made on time, every time. I'm not about to make a mistake with this opportunity to start rebuilding my credit. Thank you again for viewing my listing, and God bless.

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Wiseclerk.com is neither affiliated with nor endorsed by Prosper Marketplace Inc.. Please note that data collected represents only a sample taken at a specific time. While data is updated frequently it is not real time. You are therefore advised to always check the current data at Prosper.com.
This site shows reports based on data openly available at Prosper.com. While reports are calculated with care, there can be no guarantee for the accuracy of data in these reports. You should treat all displays as estimates or approximations aimed to give you a first overview.