| |||||||||||||||||||||||||||||||||||||||||||||||||||||||
 |
|
Login (for [A]dvanced functions) Short urls for you NEW! Get your lender sig! NEW! Get borrower sig! NEW! Listings (all)  Overview By state By credit grade (rates) By credit grade (amounts) Listed with groups?Open listings Overview Questions answered Most endorsements Matrix [A] With highest bids Chart (number/time)Loans Pie chart Chart (Amount/rate) List of late loans/defaults Loan aging status Loans paid back earlyGroups Group news NEW! Group promotion tool NEW! Group ticker NEW! Funding success rate Number of loans Loans avg. rate Maps Current/Paid loans by group Late loans by group [A] By bids of groupleaderBorrowers Chart (number/time) Does relisting affect chances?Lenders/Funding Lender portfolio maps [A] Lenders sorted by money invested [A] Amount invested in bids Chart (number/time)Curiosity Loans funded by single bidMore Smava Stats About |
|
|
Prosper loan statsATTENTION: YOU ARE VIEWING AN OLD PAGE. MOST STATS ARE NO LONGER UPDATED AND ONLY REFLECT AN OLD STATUS OF PROSPER LOANS IN DECEMBER 2007 FOR HISTORICAL REASONS
From July 2006 to January 2007 only changes between "Current" and any other loan status were reported. Therefore the incident of a loan switching from "Late" to "1 month late" was not reported before Feb. 2007 No status changes before July 2006 were tracked Listing Description: Hi - Thank you for looking at my listing. Explanation of Circumstances: I damaged my credit while in college trying to fund my way through school. I did not have a job that was stable enough to support my expenses. My credit was damaged through the use of payday loans and a car loan that went sour. I finally got a job teaching in 1998 but it only paid $996 per month because it was a part-time job. I had no place to live at the time so much of my money was spent on hotels. My student loans were due and I could barely afford to pay them back. I was delinquent on them and it did hurt my credit. I had no transportation at the time so I got a vehicle and did the best I could to make payments on time. I eventually lost it. I filed bankruptcy and that hurt my score as well. I now have a stable and secure job in the field of teaching. I have been teaching now for 8½ years. I am well capable of repaying any loan that I will receive from prosper. Purpose of Loan: I need this money to pay off delinquent debts that I owe that are appearing on my credit report. My scores at the credit bureaus are as follows: 578(Experian), 633(Equifax), and 600(Transunion). I recently applied for a mortgage loan and learned of my scores. They are too low to get a good interest rate. I am seeking a loan to pay off these old debts: Aspire CB&T: $1073.00 Chase Bank(Auto) $4407.00 FNB $173.00 Paragon Way(payday loan) $638.00 Paragon Way(payday loan) $626.00 Total amount of debt to be paid = $6917 These debts are listed on my credit reports. Every time the debt is sold a new collection is entered on my credit report and it is damaging to my credit report and score. I have two accounts that have been posted to my credit twice. I am currently in the process of entering an agreement to pay off the debt by way of rapid re-scoring. The creditors have agreed that if I pay off my debt then they would have it taken off of my credit report. I have already been successful in getting two of the old accounts deleted. I want to restore my credit rating and my good name. If you want to know further about my damaged credit, please feel free to contact me and I will explain it to you. Occupation: I am a full-time 9th and 10th grade English Teacher. Length of Employment: 8 ½ years Present Budget Income: ($3033.00) Net Monthly Budget After Prosper Loan is in place: Loan Payments: $0 Mortgage/Rent: $660 Utilities/Gas:$95 Car Note: $0 Insurance: $89 Credit Card 1: $0 Credit Card 2: $0 School Loan: $354.00 Food: $250 Household/Misc: $200 Total........$1648.00 Leftover Income: $1385.00 As you can see, I have over $1300 left over and can now easily afford to make my payments to prosper and add to my savings. I promise that my payments to Prosper will be my top priority. I appreciate your viewing my listing and bidding on my loan. Images for this prosper listing:  Wiseclerk.com is neither affiliated with nor endorsed by Prosper Marketplace Inc.. Please note that data collected represents only a sample taken at a specific time. While data is updated frequently it is not real time. You are therefore advised to always check the current data at Prosper.com. This site shows reports based on data openly available at Prosper.com. While reports are calculated with care, there can be no guarantee for the accuracy of data in these reports. You should treat all displays as estimates or approximations aimed to give you a first overview. | ||||||||||||||||||||||||||||||||||||||||||||||||||
