Get a Personal Loan at a Great Rate! - Apply Online Today

We are an online community for lending and borrowing money. Borrowers enjoy fixed monthly payments, no hidden fees and no pre-payment penalties.

If you want to view our featured listings, you will need to download Flash. Or you can click on Bid on Loans to view all listings.

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Here's How It Works

Borrowers create a listing and set the interest rate they are willing to pay. Prosper facilitates personal loans for business use, home improvement, auto financing and more.
Lenders place bids as low as $50 toward the loan at the rate they are willing to receive.
Bids with the lowest rates are combined into one simple loan to the borrower.
Loan proceeds are deposited directly into your bank account.

How Prosper Loans Compare

*Fees not included.
Source: Bankrate.com as of 6/16/08. More.

All loans are made by WebBank, a Utah-chartered Industrial Bank and sold to winning bidders registered as lenders with Prosper. Prosper "lenders" are loan purchasers. Each lender's results will differ depending on the default rate of the lender's portfolio, and may vary over the 3-year term of the loans. Loans and returns on loans are not FDIC-insured and have no Prosper guarantee. Loans may lose value.

Here's How It Works

How Prosper Loans Compare

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